The Commercial Loan Documents Checklist
The documents lenders ask for on real estate and business loans, organized so you can gather them before you apply.
By the CFUND advisory team · 4 min read
About you
- Government-issued ID
- Credit authorization
- Personal financial statement (PFS)
- Schedule of real estate owned (REO) and track record
- Recent bank statements showing liquidity
About your company
- Articles of organization and operating agreement
- EIN letter
- Certificate of good standing
- Business tax returns and financials (for business loans)
About the deal
- Purchase contract or settlement statement
- Construction or rehab budget and timeline
- Rent roll and operating statements (income properties)
- Plans, permits and entitlements (construction)
- Insurance quote
Get organized once
CFUND Connect, our borrower portal, gives you a personalized checklist, secure uploads and a reusable document library — so your next deal starts with most of this already done.